How Losing Weight Is Like Saving For Your Future
I recently cashed in an Amazon gift card and treated myself to a shiny new digital scale to help track my weight loss. I was excited when it arrived at our house on Thursday, but felt nervous when the...
View ArticleThe First Step Toward Financial Freedom Is Deciding That You Have Enough
Before I began my financial transformation, I was regularly living above my means. This manifested itself in several ways including pricey vacations, sky-high restaurant bills, and fancy new furniture....
View ArticleClik here to view.
My Seven Favorite DIY Halloween Costumes
The Versatile Blogger Award has been making the rounds through the personal finance blogger community over the past several months and I’ve been trying to think of a way to put my own spin on it for a...
View ArticleThe Benefits of Obsessively Budgeting For a Year
Do you ever get the feeling that you’re the only one skipping dessert or passing on that extra cocktail to save a few bucks? How about opting for a night in rather than splurging on a pair of tickets...
View ArticleWhat Motivates You To Save?
I’m not the only 30-something year old whose parents still worry about them. For me, it’s always been related to too much time and energy spent working, and perhaps, not enough for socializing and...
View ArticleWhy Personal Savings Rate is Important
I think it’s safe to say most of us would love to reach financial freedom. The problem is we have no clue how to get there. Whether financial freedom means early retirement, the ability to work a more...
View ArticleWhat Does Financial Freedom Mean To You?
The following blog post is part #TheRoad to Financial Wellness Blog Tour. Over a period of 30 days, the Phroogal team will go to 30 locations to raise awareness about financial empowerment. Today they...
View ArticleClik here to view.
If We’re So Fascinated by Frugality, Why Aren’t We Saving?
Save yourself. An ominous blog post from Jonathan Clements warned yesterday afternoon. “The Great Recession may have been a wake-up call for American families. But many have since drifted back to...
View ArticleHow a Scarcity Mindset May Be Hurting Your Finances
Some habits are really hard to kick. Even as I’ve grown older, and seemingly more practical, it’s been really tough to part with a deeply ingrained scarcity mindset. Where does it stem from? Possibly...
View ArticleHow My Emergency Fund Helped Me Change Careers
Last Thursday, I had the opportunity to co-host and speak at The Road To Financial Wellness‘ Pit Stop #18 in Nashville. It felt amazing to share my story with a packed room of young professionals and...
View ArticleHow To Save For Retirement Without a 401(k)
We’re constantly being reminded about saving for our future. After all, most of us will never have access to the pensions of our parents’ generation. And relying on Social Security isn’t exactly a safe...
View ArticleClik here to view.
#GetMore with Kasasa
There’s a lot to like about local banks and credit unions. Many of us are still recovering from The Great Recession, and it’s comforting to know there’s an alternative to big banks for financial...
View ArticleClik here to view.
Digit Review: How I’ve Effortlessly Saved $837.49
If you have ever tried to start a new savings habit, you know it can feel a lot like a new diet. It goes well in the beginning, but there are often surprises that can derail your progress. Boozy...
View ArticleHow to Survive on a Bare Bones Budget
It has officially been one month since I was laid off. It’s been a month of new opportunities, aggressive self-care, and lots of happy hours. I’ve devoted time to setting new goals. This includes...
View ArticleClik here to view.
Are These Credit Myths Costing You?
I’ve noticed credit advice is a lot like weight loss advice—everyone seems to have an opinion, and many times those opinions are wrong. The problem is, there is a lot at stake. Your credit score...
View ArticleClik here to view.
My Go-To Budgeting Spreadsheet
This weekend, I had the privilege of talking about budgeting with the Society of Leaders in Development (SOLID) in Nashville. We chatted about plugging money leaks, negotiating monthly bills, 30-day...
View ArticleHow to Get the Buy-in for a Gift-Free Christmas
I have wonderful memories of Christmas growing up. My family spent weeks preparing, shopping, and leaving no corner of the home undecorated. Holiday tins were carefully lined along our window sills and...
View ArticleClik here to view.
Save More Money with These 5 Apps
How often do you think about saving more money? If you're anything like me, it's probably pretty frequently. The problem is, small day-to-day expenses add up quickly. But what if you could easily save...
View ArticleClik here to view.
The Secret to Mindful Budgeting
Our lives are busier and more stressful than ever. Careers, side hustles, family obligations, wellness, money, and the 24-hour news cycle make it impossible to relax. The word mindfulness is mentioned...
View Article